نوع مقاله : مقاله پژوهشی
نویسندگان
1 دانشیار دانشکده حقوق دانشگاه شهید بهشتی.
2 دانشجوی دکترای حقوق عمومی،،دانشگاه شهیدبهشتی.
چکیده
کلیدواژهها
موضوعات
عنوان مقاله [English]
نویسندگان [English]
The subject of this article is to explain the modalities of the government's intervention in the banking system to regulate the banking market. Banks are subject to market failure due to problems such as information asymmetry, destructive and extreme competition, and behavioral risks. Therefore, government's intervention seems necessary to set up a banking system. The main question of this paper is that, in the light of public and private interest theories, how are the government regulatory interventions in the banking sector explained and explained and what are the challenges of this intervention in the legal system of Iran? From this point of view, after reviewing the theoretical foundations governing banking regulation rights, a variety of government tools for regulating the market structure and behavior of actors in the banking sector will be examined, and each of the positions of the Iranian legal system will be discussed. Given the fact that the existence of an independent and expert regulator in the banking sector is one of the most important components of the banking regulatory system, some of its institutional and structural requirements are also examined. Finally, some of the most important challenges of the banking regulatory system are mentioned in Iran.
کلیدواژهها [English]
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